Personal Injury
A personal injury claim seeks compensation when someone is hurt because of another party's negligence or wrongful conduct. Common examples include car accidents, slip-and-fall incidents on unsafe property, defective products, and medical malpractice. To recover, an injured person generally must show that the other party owed a duty of care, breached it, and caused the injury and resulting damages. Recoverable damages can include medical expenses, lost wages, future care costs, and pain and suffering. Personal injury law is based on state tort law, so rules differ, including how fault is shared under comparative or contributory negligence systems and the statute of limitations, the deadline to file suit, which varies by state and can be as little as one or two years. Insurance companies are often involved and may try to settle quickly for less than a claim is worth. A lawyer can investigate the incident, gather medical and accident evidence, calculate the full value of damages, handle communications and negotiations with insurers, and file a lawsuit before the deadline if a fair settlement is not reached. Most personal injury lawyers work on a contingency fee, meaning they are paid only if you recover. First steps: get medical care and keep records, document the scene and your injuries, avoid giving recorded statements to insurers, do not accept a quick settlement, and consult a personal injury lawyer promptly given the filing deadline.